Can I insure vehicles that aren’t owned by the business?

One of the questions that InsureFleet get asked on a regular basis is: “Can I insure vehicles that aren’t owned by the company?”

If you work for a limited company and would like to obtain fleet insurance, your vehicles must be registered in the limited company name or in a current company director’s name.

For sole traders or partnerships, the vehicles will most commonly be registered in the personal name of the sole trader/partner but may also have the trading as name included on the registration documents.

Nowadays, a lot of businesses decide to lease their vehicles from a hire company and do not own them outright. If this is the case, then the vehicles can still be insured as part of a fleet insurance policy, but only if there is a lease agreement in place between the hire company and the company or its directors.

For fleet insurance enquiries or a quick quote, please call us on 0333 202 3173 or click here to request a free call back from our team at a time to suit you. InsureFleet are committed to finding you the best deal on your fleet insurance and arranging a host of other benefits including fleet breakdown cover and roadside assistance.