New or Additional Fleet Drivers
In most cases, all drivers are entitled to drive all notified vehicles. Amendments to the fleet such as changes of vehicles are simply requested during the course of the policy as and when they arise. An additional or return premium is payable based on the time remaining on the policy. Another consideration to bear in mind for businesses is that fleet risk management procedures help reduce claims and consequently lower premiums.
Fleet Risk Management
These days, risk management plays a very important part in the protection of business assets and the reduction in liability exposures.
We have developed an initiative for Fleet, Commercial Vehicle or Motor Trade operators who wish to better manage their risks, maintain lower insurance premiums and keep their vehicles on the road for the maximum amount of time possible.
With commercial motor insurance premiums rising, even minor accidents may result in significant increases in your upcoming renewal. We can help you moderate any increases by managing your exposure, guiding and directing your drivers and vehicle managers using education, experience and access to expert skills.
Our motor risk management programme helps reduce your daily vehicle administration expenses but it also takes over the management of the incident including recovery of your expenses and policy excess for non-fault accidents.
The individual elements of the programme are offered on an item by item basis when you renew or take out fleet or motor vehicle insurance with insureFLEET.
What choose to have fleet insurance?
- All fleet vehicles covered under one policy
- Cover for fleets of 2 or more vehicles
- ‘Any driver’ cover available
- FREE courtesy car (like for like) in event of a non-fault accident
- Vans, HGVs, car and motorbikes – cover for a variety of vehicles
- Low policy excesses
- Easier administration