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GAP Insurance

What is GAP Insurance?

If you’re left at a total loss, your motor insurance may only pay the current value of your vehicles, not what you originally paid.  However, our GAP Insurance will pay any outstanding finance payments for your vehicle, or pay the difference, so you will receive the full amount of what you originally paid. Vehicles must be under 10 years old and can cover Director and personal vehicles insured by your fleet policy.

Our GAP cover can cover cars and Commercial Vehicles up to 44 tonnes.

We can provide you with two brilliant GAP Insurance policies:

  • Purchase Price Protection – In the event of your vehicle being written off or stolen, you will receive the original purchase price.
  • Finance/ Lease GAP – Clears your outstanding finance/ lease charges in the event of a write-off or if your vehicle is stolen.

Case Study: You purchase a vehicle for £25,000 and it is written off after two years. Your motor insurer pays you £20,000 as that’s the current value of your vehicle on the market. Purchase Price Protection could pay you the £5,000 difference.

If you would like more information, get in touch with our team of fleet insurance specialists today. We will be more than happy to guide you through all of your options regarding our GAP Insurance policies. Give us a call on 0333 202 3173 or request a quote through our quote form.

Did you know? When you take out business fleet insurance with us, we offer any driver over 25 fleet insurance policies. Get in touch with a member of our team to find out more information.