The Right Insurance for You: A Guide

Choosing the right insurance for your business can be difficult as you want what’s best for you, your employees and your customers.With so many companies promising you different policies, it can be hard to see through the haze.

At insureFLEET we know that no fleet is the same, which is why we can provide you with an insurance quote that’s fitted to the needs of your fleet. This can include factors such as vehicle size, purpose and type, all of which contribute towards the type of insurance that’s best for you.

Business Type

Whether you need insurance for a taxi firm ora fleet transporting heavy goods, you’ll need to invest in cover that caters for the type of work you undertake. The type of policy you choose could depend on what you’re carrying in your vehicles, and could affect the price of your premium. However, at insureFLEET we strive to provide you with the cheapest quote possible so that you can use these savings in other areas of your business.

For example, you could be the owner of a company which specialises in a taxi service. Depending on the types of client you’re transporting your premiums could change dramatically. With a chauffeuring service, you transporthighly paid executive individuals, which is why a policy that takes into account public liability would be crucial to your business.

If you’re not sure where you stand, then our friendly team of fleet insurance expertswill be able to give you the help and guidance you need to make the right decision.

Vehicle Size

Bigger vehicles such as vans and lorries are often used for commercial purposes and are built with transporting goods in mind.If you’re looking to insure a fleet of larger vehicles then you’re going to want to choose policies that offer sufficient cover for the goods in transit.

Contents insurance would be ideal to have as part of your policy to cover for not only potential damages that the goods could be susceptible to, but also theft – which is always a risk. Fleet vehicles have to get from A to B, often at the cost of other businesses when deliveries are involved. In this case, it would be an idea to have sufficient breakdown cover so that you can get your vehicles back on the road in no time, preventing further complications.

Of course, the size of your vehicle doesn’t ultimately mean you’ll be paying more, as smaller delivery vehicles would also need to factor in the types of goods they’re transporting.Tour buses, for example,will have to take public liability into account with the types of services they provide.

Vehicle Type

At insureFLEET, we provide cover for a range of different size vehicles, such as cars, vans, HGVs and motorbikes. These types of vehicles can be used for a range of different purposes and so your premiums could fluctuate depending on their purpose, but the model of your vehicle could also contribute towards your quote. For example, executive cars could cost you more in the long runif you don’t take out the right cover in the event of an accident.

We provide a fleet vehicle guide for you to refer to which could give you an idea of the specifications of different cars, as well as our expert advice on which cars cost less to insure and which are best suited for use in fleets.

Ask the Experts

If you’re unsure about which policies you can benefit from with your fleet, then we’re here to make your life a little easier! No matter how many vehicles you have in your fleet, we can provide specialist cover for your needs and requirements. We have vast experience in providing cover for a variety of different vehicles, so you can be sure that your quote takes into account all the necessary factors that your fleet could need.

With a wide range of different options available, you can ultimately save time and money by insuring your vehicles under a single fleet policy.So, if you’re interesting in investing in insurance for your business fleet, then don’t hesitate to get in touch with us at 0333 202 3173.You can also find us on our Facebook, Twitter and Google Plus