Fleet insurance is one of those things that is essential, particularly for large taxi organisations, but it can be rather confusing. If you’ve never purchased fleet insurance before then it’s important to look into the different options available to ensure that you get the right cover for your needs and don’t spend more money than you need to.
When it comes to searching for fleet insurance on the internet, there is a huge amount of material out there to help. Quite often there is simply too much available information and the complexity of the process can prove rather daunting. While a lot of people are happy to do their research and go it alone, others choose to use a specialist broker like InsureFleet to help them secure the best deal for their money on fleet insurance.
While we’d never recommend that you should select a policy purely on price, our friendly team of insurance experts compare fleet insurance quotes from an extensive range of providers with the intention of saving you both time and money. What’s more, we also ensure that you have adequate cover for your needs that saves you money in the long run if you need to make any claims.
When aiming to put together the cheapest fleet insurance package for needs there are a couple things to consider:
• The previous insurance history of the drivers in question. If you’ve got a team of good drivers with few or no recent claims, they will be cheaper to insure than those with multiple claims and/or convictions. One driver with a particularly bad driving history could significantly increase your premium, so again it may be more cost effective to insure them separately to the rest of the fleet.
• The level of cover needed. Like standard motor insurance, fleet insurance is available in three levels: third party only, third party fire and theft, and full comprehensive. Although the third party options are likely to be cheaper than the fully comprehensive cover, they do not cover the cost of damage or replacement of your vehicle in the event of a fault claim. Therefore, it’s your decision whether the money you save on your premium will cover the cost of a vehicle should anything happen to it.
There are many other approaches you can take to ensuring that you get the cheapest fleet insurance package. InsureFleet has over 11 years’ worth of experience when it comes to sourcing competitive fleet insurance deals.
We know all the tricks of the trade when it comes to reducing your premium but never compromise on the quality of your cover. As we buy in bulk from our providers, we can often negotiate prices and discounts that aren’t necessarily available from going direct.
Whatever your requirements, please do not hesitate to give our friendly team a call on 0333 202 3173. Lines are open 9am to 5.30pm, Monday to Friday.« Back to all news