As you may have read in our previous blogs there are many benefits to obtaining fleet insurance over having lots of individual policies for different vehicles.
However, one question that Insure Fleet gets asked on a regular basis is ‘Are there any disadvantages to getting Fleet Insurance?’
At insure Fleet we give honest professional advice at all times and whilst we can’t think of any disadvantages as such, there is one thing that you should be aware of….
If you have a driver or vehicle in your fleet that is particularly prone to accidents, then the premium of all the vehicles can be affected.
Insure Fleet can help you overcome this drawback
Don’t worry, the odd accident involving one fleet vehicle is common and won’t greatly increase your premium, your perceived risk will be balanced out by the other drivers who haven’t made a claim.
For extremely accident prone individuals, you may save money on your premium by insuring them under their own individual policy, separately from the fleet. Insure Fleet can advise on this if it is necessary and provide a competitive business vehicle insurance package for this person.
However, in the vast majority of cases insuring all your vehicles under one fleet policy can save you a considerable amount of time, money and hassle. A reputable broker like us will also strive to bring you the lowest price from our panels of insurers no matter what your circumstances.
Read more about the benefits of Fleet Insurance in our other blogs or get in touch with a member of our team on 03332 023 173